01
Overview
INAIVOM provides matrimonial
membership plans, verification
services and other features that may
require payment.
This Refund & Cancellation Policy
describes the general circumstances
under which a refund request may be
considered.
A payment does not automatically
qualify for a refund. Each request may
be reviewed based on the service
purchased, payment status, service
usage, transaction records and other
relevant circumstances.
Please Review Before Payment
Review the applicable price,
validity, features, service
description and conditions
before completing any purchase.
02
Membership Purchases
INAIVOM membership plans may provide
access to premium matrimonial features
for a specified validity period and
according to the benefits and limits
associated with the selected plan.
Users are responsible for reviewing
the selected membership plan before
payment.
Once a membership has been successfully
activated and the applicable paid
features have been made available,
cancellation or refund eligibility may
be limited except where a refund is
required by applicable law or approved
by INAIVOM after review.
A membership purchase does not
guarantee profile responses,
matches, compatibility,
relationships, engagement,
marriage or any other matrimonial
outcome.
03
Verification Services
Verification services may involve
operational processing, document
review, third-party services or other
work after an order is placed.
A refund request relating to a
verification service may depend on
whether processing has already started,
whether external costs have been
incurred and whether the service has
been completed.
Once a verification request has been
substantially processed or completed,
the applicable charge may be
non-refundable unless otherwise
required by law.
Payment for verification does not
guarantee that a person or document
will receive a particular
verification result or status.
04
Circumstances That May Be Eligible
Subject to review and applicable law,
a refund may be considered in
circumstances such as:
Duplicate Payment
The same valid order was
charged more than once due to
a payment or technical issue.
Incorrect Charge
A confirmed payment amount was
charged incorrectly because of
a verified platform issue.
Service Not Activated
Payment was confirmed but the
purchased service could not be
activated due to a verified
INAIVOM-side issue.
Legal Requirement
A refund is required under
applicable consumer or other
law.
The examples above do not guarantee
approval. INAIVOM may review relevant
transaction and service records before
deciding a refund request.
05
Generally Non-Refundable Situations
Subject to applicable law, refund
requests may generally not be approved
solely for reasons such as:
-
A user did not receive the number
of profile responses expected.
-
A user did not find a suitable
matrimonial match.
-
Another member declined or did not
respond to communication.
-
The user changed their mind after
purchasing and using a service.
-
The membership validity period was
not fully utilised by the user.
-
Paid membership features were
already activated and materially
used.
-
A verification service was already
processed or completed.
-
A verification result was different
from the result expected by the
user.
-
The user failed to provide
information or documents required
to complete a requested service.
-
Access was restricted because of
conduct that violated applicable
INAIVOM terms or policies.
Nothing in this policy excludes or
limits any refund or consumer right
that cannot legally be excluded
under applicable law.
06
Duplicate Payments
If the same transaction or order
appears to have been charged more than
once, contact INAIVOM support with the
relevant payment details.
We may request information such as:
-
Registered account information
-
Order or invoice number
-
Transaction reference
-
Payment date
-
Amount charged
-
Relevant payment evidence
Once a duplicate payment is confirmed,
the excess eligible payment may be
refunded through the applicable
payment process.
07
Failed or Pending Transactions
A transaction may occasionally appear
unsuccessful or pending while an amount
is temporarily debited or blocked by
the bank, payment network or payment
provider.
Where INAIVOM has not successfully
received the payment, reversal of the
amount may be handled by the relevant
bank or payment provider according to
their processing timelines.
If the transaction remains unresolved,
users may contact INAIVOM support and
their bank or payment provider with the
relevant transaction reference.
Pending Payment
Avoid making repeated payments
for the same order until the
status of a pending transaction
has been reasonably confirmed.
08
Cancellation
Where cancellation functionality is
available, a cancellation request may
be considered according to the status
and nature of the purchased service.
Cancelling or deleting an INAIVOM
account does not automatically cancel,
reverse or refund a completed payment.
Users seeking a refund for an eligible
transaction must submit a separate
refund request through the available
support process.
09
How to Request a Refund
If you believe a payment qualifies for
review, contact INAIVOM through the
available support or contact channel.
01
Contact Support
Submit your refund-related
request through INAIVOM's
available contact channel.
02
Provide Transaction Details
Provide the order,
transaction and account
details reasonably required
to locate the payment.
03
Request Review
INAIVOM may review payment,
activation and service
records relevant to the
request.
04
Receive Decision
You will be informed of the
outcome through the
available communication
channel.
Contact Support
10
Refund Processing
If a refund request is approved, the
refund will ordinarily be initiated
through an available payment method or
appropriate payment channel.
After a refund is initiated, the time
required for the amount to appear in
the user's account may depend on the
bank, card network, UPI provider,
payment gateway or other financial
institution involved.
INAIVOM cannot control external banking
or payment-network settlement
timelines after an approved refund has
been successfully initiated.
Review
Request assessed
Decision
Eligibility determined
Initiation
Approved refund initiated
Settlement
Bank/provider processing
11
Payment Gateway & Financial Institutions
INAIVOM may use third-party payment
gateways and financial service
providers to process payments and
refunds.
Transactions may therefore also be
subject to the operational procedures,
settlement timelines, security checks
and other requirements of the relevant
provider.
Users should never disclose passwords,
PINs, CVVs, OTPs or other confidential
authentication credentials to anyone
claiming to process a refund on behalf
of INAIVOM.
Protect Your Payment Credentials
A legitimate refund process
should not require you to share
your banking password, card PIN,
UPI PIN or OTP with INAIVOM
support personnel.
12
Account Suspension or Termination
INAIVOM may restrict, suspend or
terminate accounts in accordance with
its Terms & Conditions and applicable
policies.
Subject to applicable law, a user may
not automatically be entitled to a
refund merely because access has been
restricted or terminated following a
violation of platform terms, fraudulent
activity, misuse, impersonation,
harassment, security concerns or other
prohibited conduct.
Any refund entitlement that cannot
legally be excluded will remain
unaffected.
13
Changes to This Policy
INAIVOM may update this Refund &
Cancellation Policy from time to time
to reflect changes in services,
payment processes, legal requirements
or business practices.
The revised policy and applicable
last-updated date may be published on
this page.
Users are encouraged to review the
current policy before completing a
purchase.
14
Contact Us
For questions regarding a payment,
cancellation or refund request, contact
INAIVOM through the available support
channel.